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Whether you need a secured loan, unsecured loan, mortgage, or refinance, CloseIn2Weeks offers some of the most competitive rates, fastest payouts, and most understanding and experienced advisors around. There's no obligation whatsoever. So find out right away just how much difference a low-rate CloseIn2Weeks could make to your life!
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Let us help you find the best rates and recommend a loan. Apply online for your new mortgage.
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Refinance your mortgage to reduce your payments and save money. Even a small rate reduction can be significant.
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Consolidate your debts with a second mortgage into one easy, lower monthly payment or borrow money for any reason.
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Safe & Secure - Free of Charge - No Obligation - No Credit Check
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No one makes it faster
than the home loan experts at
CloseIn2Weeks.com! |
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| Estimated Closing Costs |
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Each company providing a service in connection with your loan has their own fees which, according to federal regulations issued by the Department of Housing and Urban Development (HUD), must be broken down and itemized. The list below is meant to give you an idea of what these charges might be, it is NOT intended to be a legal disclosure, which you'll receive by email shortly after applying for a loan with us.
HUD publishes a booklet called Settlement Costs, which defines these fees. You may view or download Settlement Costs now in PDF format. You may also view or download the Consumer Handbook of Adjustable Rate Mortgages (CHARM). This estimate is based on a 30 year fixed refinance first mortgage on a single family residence, with a loan amount of $100,000 in the state of New York. Reminder: Fees vary from state to state, certain fees may or may not pertain to your particular loan or state.
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The Mortgage Shop Fees
fees are determined by the loan product you choose, and are paid to The Mortgage Shop. |
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Third Party Fees
fees are for services rendered. Please note that we require the borrower to pay for the appraisal up-front directly to the appraisal company. |
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| HUD# |
The Mortgage Shop & Third Party Fees |
| 801 |
Loan Origination @ 1.00% |
$1,000 |
| 802 |
Loan Discount |
$0 |
| 803 |
Appraisal Fee |
$300 |
| 804 |
Credit Report |
$0 |
| 808 |
Underwriting |
$425 |
| 809 |
Application Fee |
$0 |
| 810 |
Document Preparation |
$350 |
| 811 |
Processing Fee |
$375 |
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HUD# |
Lender Prepaid Items |
901 |
Interest from to per day |
$ |
903 |
Hazard Insurance Premium |
$ |
904 |
Flood Insurance Premium |
$ |
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Title Company or Attorney Fees
Mortgage Shop continuously seeks out those service providers who can provide the best service and rates. Since these fees are determined by the company used,we can only provide estimates at this time. |
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| HUD# |
Title Company or Attorney Fees |
| 1101 |
Closing Fee |
$650 |
| 1102 |
Abstract or Title Search |
$250 |
| 1103 |
Title Examination |
$175 |
| 1107 |
Attorney Fee |
$ |
| 1108 |
Title Insurance |
$700 |
| 1109 |
Lenders Coverage |
$ |
| 1110 |
Owners Coverage |
$ |
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Government fees
These fees are set by government authorities and will apply for any loan chosen. |
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| HUD# |
Government Fees |
| 1201 |
Recording Fees |
$150 |
| 1202 |
City/County Tax/Stamps: 1.75% (NYC Only) |
$1,750 |
| 1203 |
State tax/Stamps Deed: 0.75% (All NY counties except NYC) |
$750 |
| 1303 |
Tax Service Fee |
$0 |
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Estimated Closing Costs |
$6,125 (NYC)
$5,125 (Other) |
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Start a brief application online and a personal loan officer will contact you to help you through the process.
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Have one of our loan officers find the right product for you. Get a call back within 15 minutes
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Last Update
January 31st, 2006 |
Mtg Loan |
AVG |
Fees & Points |
30-yr Fixed: |
6.12 |
0.5 |
15-yr Fixed: |
5.70 |
0.5 |
1-yr ARM: |
5.20 |
0.6 |
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